Analysis of Factors Affecting Electronic Money Transactions in Indonesia

Electronic money is that a new and attractive way of payment system in Indonesia. However, cashless transactions Indonesia still lag behind other countries the Southeast Asian region. Currently, increase electronic has not been accompanied by decrease banknotes. This study aims to analyze determine effect destroyed banknotes / unfit for circulation, economic growth, amount time deposits, credit interest rates, Consumer Price Index (CPI) on uses Autoregressive Distributed Lag analysis using series data. The results show circulation negative significant short run long run. Economic growth positive deposits an Credit rates have no but And CPI does both